Terms & Conditions

Terms & Conditions for use of the Authipay website

Access to and use of this site Authipay is provided by AIB Merchant Services. AIB Merchant Services
is a registered business name of First Merchant Processing (Ireland) Limited. Use of this site is
subject to the following terms and conditions.

Where we refer to AIB Merchant Services this refers to one or more of the trading companies AIB
Merchant Services (which operates in Ireland), AIB (GB) Merchant Services (which operates in Great
Britain) and First Trust Merchant Services (which operates in Northern Ireland).)

This website “Authipay” was prepared to provide general information only and does not constitute a

(a) Use of this site constitutes your acceptance of these terms and conditions which take effect at the
time you first access the site.

(b) If you do not accept these terms and conditions you must not use this site.

(c) AIB Merchant Services reserves the right to change these terms and conditions at any time by
posting changes online. It is your responsibility to refer to these terms and conditions on accessing
this site.

(d) Continued use of this site after such changes to the terms and conditions constitutes acceptance
of those posted changes.

(e) AIB Merchant Services reserves the right to make this site unavailable at any time or to restrict
access to parts or the entire site without notice.

(f) You acknowledge that all intellectual property rights, including any trade marks or copyright in
the content of this site, are owned by AIB Merchant Services or its third party suppliers. Nothing
contained herein shall be construed as granting any licence or right to use any of the intellectual
property of AIB Merchant Services except as otherwise provided on this site.

(g) Material may not be copied, reproduced, republished, or transmitted in any way except in
accordance express written permission from AIB Merchant Services.

(h) You agree to use this site only for lawful purposes and in a manner which does not infringe the
rights of, or restrict or inhibit the use of this site by any third party.

(j) If you contribute to the site, through features such as “Forums” or any other means, which, from
time to time are available, you agree not to contribute material that:

      • (i) contains anything which is obscene, libellous, pornographic or otherwise objectionable or
      • (ii) violates or infringe any statutory, common law, copyright design right or any other
        intellectual property rights of any other person or entity;
      • (iii) contains material, the publication of which would be in breach of confidence or in
        contempt of Court;
      • (iv) contains viruses or other similar contaminating or destructive features.


(k) AIB Merchant Services is not responsible for material posted by Registrants on its site. AIB
Merchant Services, however reserves the right to delete or edit such material at its sole discretion and
without notice.

(l) AIB Merchant Services reserves the right to suspend or terminate your access to this site and/or
Log-in details at its sole discretion and without notice.

(m) You agree to indemnify, hold harmless and defend AIB Merchant Services from any and all loss,
damage and expense (including legal fees) incurred by AIB Merchant Services on account of any
claim or lawsuit arising out of or related to your use of this site or material posted on this site under
your Log-in details, whether or not authorised by you.

(n) AIB Merchant Services uses reasonable care and skill in providing the content on this site but
does not represent or warrant the accuracy, timeliness, completeness or suitability of the content.

(o) These terms and conditions are governed by and will be interpreted in accordance with Irish law
and the parties submit to the exclusive jurisdiction of the Irish courts.

(p) AIB Merchant Services does not warrant that this site is free of viruses or bugs or that this site is
compatible with all computer systems and browsers.

(q) There may be links to third party websites on this website, the content of which is beyond the
control of AIB Merchant Services. AIB Merchant Services provides such links to you as a convenience
only. The inclusion of such links is not an endorsement by AIB Merchant Services in favour of any
company offering any products or services on any linked website. AIB Merchant Services will not be
liable for any loss or damage that may arise from or relating to a linked third party website.


You must keep secret any personal identification numbers, passwords/usernames or other security
codes that we may give you for access to the Authipay reporting systems and tools, and comply with
all reasonable instructions that AIB Merchant Services may issue in relation to keeping such personal
details safe.

If you think your login details and/or password may have been lost, stolen, disclosed to any third party
or otherwise compromised, you must inform us immediately.

Regulatory Information

First Merchant Processing (Ireland) Ltd, trading as AIB Merchant Services is regulated by the Central
Bank of Ireland. To find out more information about us, click here.

“AIB” and the AIB logo are registered trademarks of Allied Irish Banks, p.l.c. and are used under
licence by First Merchant Processing (Ireland) Limited, trading as AIB Merchant Services. Allied Irish
Banks, p.l.c. and First Data Corporation have no direct involvement or responsibility whatsoever in
relation to this website.